Iowa Captive Insurance

Captive insurance is a form of regulated self-insurance which is owned and controlled by its insureds. A business or group of businesses can create their own insurance company to insure their specific risks rather than purchasing coverage from a traditional insurer.  Captives allow organizations to control their risk management and insurance programs, capture underwriting profits, and achieve tax, financial, and operational benefits.

» Coverage tailored to meet your needs

» Increased insurance coverage and capacity

» Access to reinsurance markets

» Reduced operating costs

» Take advantage of investment income and improved cash flow

» Greater control over claims

» Stability in pricing

» Incentives for loss control

» Funding and underwriting flexibility

For more information about Captive Insurance in Iowa, please contact our Captive Director, Jeff Wilson at captive@iid.iowa.gov