As of November 28, 2012, Golden Rule Insurance, a UnitedHealthCare company, requested permission to raise individual health insurance base premiums by 15% in 2013.  The proposed increase for 2013 is subject to a minimum of 45 days consumer notification and a public hearing on in order to allow interested parties to comment on the request.  All comments should be submitted to the Consumer Advocate.  Electronic comments may be posted in the comment link below or emailed to consumeradvocate@iid.iowa.gov .  Letters may be mail to 330 Maple Street, Des Moines, Iowa 50319.  Faxed comments may be sent to 515-281-3059.  All comments received will be considered part of the public record and will be submitted to the Commissioner of Insurance along with the comments from the public hearing for consideration before a final decision is made regarding Golden Rule’s request.

A public hearing before the Commissioner of Insurance will be held on January 12, 2013 at 11 am.  Consumers wishing to participate in the public hearing before the Commissioner may do so at:

Council Bluffs:  Iowa Western Community College, 2700 College Rd., Looft Hall, Rm #024

Cedar Rapids:  Kirkwood Community College, 6301 Kirkwood Blvd SW, Linn Hall, Rm # 2184

Spencer:  Spencer Public Library, 21 E. 3rd Street, ICN Room

Des Moines:  Mercy college of Health Sciences, 928 6th Ave., Sullivan Center, Rm # 210

All documents related to Golden Rule’s request can be found below:

Application for Rate Increase Golden Rule 2013

2013 Golden Rule Insurance Proposed Rate Increase Report on Public Testimony and Comments

Golden Rule Insurance Proposed Rate Increase Hearing Transcript

Golden Rule 2013 Decision

Public Comments