Kenn B. - Iowa City - September 1, 2021

I am not quite sure why a  company which suffered no significant losses in the five years from 2015 to 2020 would need to increase premiums by 21% to 25% unless of course the increase will be used to line the pockets of executives and shareholders. At a time when people are out-of-work because of a pandemic, medical insurance companies do not need to be gouging consumers. Please deny this egregious rate increase.


Ben G. - Des Moines - August 18, 2021

No more health insurance premium increases!! These health insurance costs are killing me. I have no idea how I'm supposed to afford this. Our costs already went up by $150 a month in August and now they're going up 25% in January???

I'm enraged and despondent at Iowa for allowing these life-sucking insurance companies to keep jacking up their rates.

I pay more for healthcare than I spend on my mortgage.  Soon, every dollar I make will go to healthcare.  This state is awful. Want to support small business?? Help us solve this healthcare crisis.  Why can't I get the same insurance that state employees get?? My tax dollars pay for your salary! Why can't we all be part of the same risk pool?

Oh right: because Iowa wants to punish people like me for trying to do something creative and meaningful with our lives, instead of working for Big Daddy Republican White Boss at the small-town pig crap factory.

I'm sure this letter won't do any good because you are bought and paid for by the insurance companies, but you should know that I hate living in this dumb, doomed state that's run by Republican yokels.  Iowa ruins lives and crushes dreams.

Iowa: #1 in America at driving talented people away.


Katherine L. - Adel - July 14, 2021

Golden Rule should NOT be allowed to increase rates by 25% in 2022! I am covered by a Golden Rule HSA policy with a $5000 deductible (which I have never reached) and take pretty good care of myself, yet my premiums have increased 73.1% since 2016: 20% in 2018, 10% in 2019, 5% in 2020, 18.3% in 2021 (of course they did send me a $26 COVID relief check this year)! I started with Golden Rule essentially as a way to cover possible major medical expenses, knowing (hoping) that I would not need to access it for many years but they are taking advantage of their policy holders!

Apparently Golden Rule’s parent company, United Health Group, earned enough of a profit to pay their outgoing CEO nearly $18 million when he retired (https://www.bizjournals.com/twincities/news/2021/04/27/united-health-group-ceo-david-wichmann.html), and the previous CEO was paid $101.9 million in 2009 (https://www.courant.com/business/hc-xpm-2010-04-15-hc-unitedhealth-ceo-salary-0415-story.html).  Something is very wrong with these numbers!

I attempted to read the “Written Explanation of Rate Increase” included at Iowa Insurance Division website but most of the numbers were blacked out. Whether or not I understand all of the numbers I should at least be given the chance to study the information!  If there is ANY increase, it should be limited to the 5.4% increase stated by the US HHS dept.