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Elaine H. - Des Moines - September 6

Let's quit filling the pockets of big corporations  in the health care industry and have a heart of justice & compassion with those needing health care Insurance especially in this time of a pandemic.  Raising any premiums now is immoral and certainly insensitive to the needs of all people at this critical time in our country.

PLEASE  DO NOT RAISE ANYONE'S PREMIUMS AT THIS SERIOUS TIME OF NEED.

Thank you

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Lora F. - Des Moines - September 1

I'm writing today to ask you, this one person in control, to not allow rates to be raised on Iowa insurance policy holders. Iowa's, Americans and the world in general has been through the ringer this last year and a 1/2. The cracks in our healthcare system have shown themselves. And it's worse than we thought. I have my own business I choose to pay people well and that cuts in to my bottom line. Sometimes doing the right thing is more important than a bottom line. And let's be frank both companies have seen profits over the last 2 years. It's time for you to do the right thing.

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Kathy - Spirit Lake - July 23

I don't think any company should be allowed to raise their rates above the standard of living cost which is 3.25% I work for the public school system. We were placed on a wage freeze for three years, while insurance companies have always increased  at a rate of 10% I feel this is not in line with the wage increases given to the general public. and due to this on going trend it will be unaffordable to us if the rates are allowed to be increased each and every year unless the wages also increase at a 10% rate which you know is not every going to happen.

By the time I'm 65 I will be paying over $900 dollars a month.  Doctors and insurance companies have us at their mercy the only option we have is to cancel and take our chances or pay their increasingly high rates.

Please DO NOT allow this rate increase to move forward it is not in line with wage increases and never has been.  Someone has to say STOP the rising cost to health insurance.

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Aaron R. - Des Moines - July 1

Absolutely not okay with this. I'm already paying insane prices for horrible healthcare. Not that I expect that mine, or literally every other customer's, comment will be taken into account during your hearing when this rate hike undoubtedly gets approved.

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William K. - Waverly - June 28

I do not feel that a rate increase should be aloud. you let this get approved everytime. our insurance is now over $2300 a month and we dropped two kids when they they turned 27. it did not go down. I am not able to change plans as wellmark is all on the market place and their plans would be higher then what I pay now for self employed. I also do not feel a rate increase when I see wasted money spent by Well mark and adds, sponsoring some events. I should not have to pay for this. Please lower rates to affordable for all self-employed. thanks for your time

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Rebecca M. - Mt. Pleasant - June 27

While I understand health costs are increasing, you cannot keep incrementally increasing insurance costs.  It is a struggle for some to even have health care, let alone pay for increasing rates.  Sole proprietors who are struggling to recover from the pandemic will take the brunt of this.  As a tax preparer, I can tell you that people are struggling and this will be one more thing that they may choose to go without because they cannot afford it.

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Michaela G. - Ankeny - June 26

This would be awful for us. We just got a break from the government on our monthly healthcare expenses and now this would undo the help we were starting to feel. Our plan isn’t even that great but the expense is huge. Especially considering the low to nothing cost our neighbors in Canada pay or other developed nations. Debts are high here for medical expenses and we always fear a medical emergency that could sink us financially.

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Jeremy S. - Fayette - June 23

Why not raise it 20% that would be best for the company and its investors...I think we would all agree that insurance is legal crime and the increase benefits the company's profit margin...so let's do the full 20% increase for 2022 year and remove all deductibles for everyone paying premiums to the company and making it easier for them to practice medicine.

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Cathy M. - Lehigh - June 20

I oppose the proposed rate increase of 5.9%. Our monthly premium is currently almost $1,900.00 per month for two healthy adults. We do not qualify for Obamacare and other insurance options do not contain the coverage that we currently have. We are also afraid that any new policy would not cover any "pre-existing" conditions. So changing policies just to save money is not an option. We just need to decide at what point, does our current health insurance policy become too expensive. I would hope that the continued rate increases would not force us to make that decision. Please take this rate increase under serious consideration. Thank you.

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Kelly N. - Coralville - June 18

I am a business owner who is already paying $523 per month for my BCBS policy with a $6900 individual deductible. I have no health issues and still have this high rate.  I have been loyal to BCBS and could have gotten a less expensive premium but have always been pleased with coverage and customer service.  If base rates increase, I will most likely have to switch to another insurance provider.  I do not think individuals who eat healthy, exercise, chose not to smoke, drink heavily, avoid drugs...should continue to be penalized for increasing rates when we are not contributing to the problem.  I have paid into the system for years, but will continue to be penalized based on age, risk factors and other variables that are lumped into my "group".  An 11% base rate seems excessive.

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Cheryl - Ionia - June 18

No I don't think any insurance company needs to raise rates how much are they paying the higher ups make them take a pay cut. And give us national health insurance.

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Emily H. - Des Moines - June 18

Myself and many of my peers cannot afford the high costs of health insurance and maintain a life of economic health. I cannot inject money into our economy in other ways because I can barely afford necessities, like health insurance. Wellmark has not at all proven why they need to increase costs outside of wanting higher profits. Thank you for asking for the thoughts of Iowans who this will directly impact. I'd like to be a member of an economically flourishing community, but the struggle to keep up, partially due to the outrageous costs of health insurance, makes it incredibly difficult.

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David H. - Cresco- June 18

With the recent pandemic and difficulty with jobless individuals and people hurting during this time, it is very inappropriate to increase insurance premiums at this time. This is a terrible ploy by insurance companies, which have been recently hit with multiple lawsuits against them for inappropriate gouging of individuals to try and recoup that money during this difficult time. This is unacceptable! Please deny this increase!!!

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Scott L. - Eldridge - June 17

I am against the rate increase. I am self employed and every year there is an increase. It is getting to the point that it is unaffordable. My wages do not increase every year.  I recommend a no on this increase. I have a basic plan that I am grandfathered in to.  I feel sorry for any one trying to get a new policy. They couldn't afford it!

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Leesa L. - Creston - June 17

Another 5.9% increase is another hardship on those of us already paying over $1200 a month for insurance!!!  My raise this year is 3%.  These yearly increases are unbelievable.  I just don't know what to do anymore. This is overwhelming and makes me want to just quit working as the only thing I am working for is to pay the insurance premium.  This has to stop somewhere and it needs to start at the top at Wellmark! Had I not been able to keep working through the pandemic, I damn sure could not have afforded the $1200 premium.  Someone please tell me why we have to pay for everyone else's coverages! The policy damn sure doesn't cover everything and we have to pay a deductible of $10000 for the two of us. If you only go for a yearly check up or to get some medication prescriptions how is that fair?

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Jacqueline S. - Grimes - June 16

We highly protest yet another rate increase.  The cost of insurance is increasing at a higher percentage than wages are increasing.  In eight short years, we've see over $1000 in increased costs.  There is not justifiable reason to take this increase.  When does it stop?  Please do not allow this increase.

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