The Iowa Insurance Division brings enforcement actions against individuals or entities  related to violations of Iowa statutes or rules.  These actions are typically initiated by filing a Statement of Charges or Notice of Hearing and may result in an enforcement order against a producer or entity.  If a statement of charges has been filed against you or for more information regarding contested cases, click here.

Non-compliance cases are license disciplinary actions referred to the Iowa Insurance Division by other state agencies including the Iowa Department of Revenue and the Iowa Department of Human Resources.

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Name Case Number Order Date Subject Entity Order
Zaber, John T. 58744

Dubuque IA

Allegation: Omission from insurance application; false statement to an insurer and the Iowa Insurance Division.

Resolution: Consent signed: 2 yr probation; Pay $1000 Fine; $250 Costs

Date of Order/Settlement: 2003-08-29 00:00:00

Winders, Timothy P. 58747

Sioux City IA

Allegation: Improper offer and sale of annuity contract

Resolution: Consent signed: 2 yrs probation; Cease and Desist from further violations; Report all consumer complaints to the Insurance Division within 30 days.

Date of Order/Settlement: 2003-09-19 00:00:00

Huebner, Daniel W. 58752

Grinnell IA

Allegation: Replacement violations; receiving commissions without company appointment; Omissions from insurance applications

Resolution: Order: Cease and Desist from further violation; $800 Fine; $500 Costs

Date of Order/Settlement: 2002-02-15 00:00:00

Tradewinds Holding Company A.V.V. 58770

Davie FL

Allegation: Unregistered securities Unregistered agents Ommissions and Misrepresentations.

Resolution: Cease & Desist Order issued.

Date of Order/Settlement: 2006-11-01 00:00:00

Ripka, Linda 58807

Warsaw MN

Allegation: Unregistered securities Unregistered agent Ommissions and Misrepresentations.

Resolution: Order and Consent to Order. Civil penalty imposed in Cease & Desist is vacated.

Date of Order/Settlement: 2006-12-18 00:00:00

Miover, Peter E. 58823

Omaha NE

Allegation: Forgery;fraud in withdrawing insurance producer license; failure to disclose termination by insurance company.

Resolution: Order signed: License revoked; $500 fine and $200 costs; prohibited from reapplying for license for 6 months.

Date of Order/Settlement: 2005-08-19 00:00:00

Lauer, Gordon A. 58824

West Union IA

Allegation: Conviction of a felony

Resolution: Consent signed: License revoked permanently and forevermore

Date of Order/Settlement: 2003-09-19 00:00:00

Eichelberger, Kraig R. 58827

Dysart IA

Allegation: Advertising violations

Resolution: Consent signed: Obey all Iowa insurance advertising regulations; 2 year probation; pay costs of $250.

Date of Order/Settlement: 2003-10-14 00:00:00

Dolphin, Troy W. 58828

Des Moines IA

Allegation: Insurance application fraud

Resolution: Consent Signed: Surrender Iowa insurance producer license; refrain from reapplying; refrain from violations of Iowa insurance laws or regulations.

Date of Order/Settlement: 2003-10-07 00:00:00

Neighbor, Eldon L. 58829

Alburnett IA

Allegation: Permitted unlicensed person to sell commercial policies;

Resolution: Consent signed: License suspended for 30 days; 1 year probation ending 1 year from the end of suspension; Pay $5368.50 fine; Pay $500 Costs; Confirm with policyholders policy meets their needs; pay any additional premiums needed.

Date of Order/Settlement: 2003-10-24 00:00:00

Neighbor, Mark A. 58830

Alburnett IA

Allegation: Selling without proper license

Resolution: Consent signed: License suspended for 30 days; 1 year probation ending one year from end of suspension date; Pay fine $5368.50; Pay costs $500; Confirm with policyholders policy meets the needs; Pay any additional premiums needed.

Date of Order/Settlement: 2003-10-24 00:00:00

Schatz, Kenneth C. 58835

Sioux City IA

Allegation: Violation of previous order

Resolution: Consent:License revoked

Date of Order/Settlement: 2003-07-16 00:00:00

Heese, Daniel C. 58837

Council Bluffs IA

Allegation: Sale of unregistered securities; not licensed to sell securities; Incorrect information on application;

Resolution: Order signed: Cease and Desist from violations of Iowa securities law and rule; License revoked permanently; Pay $10000 Civil Penalty; Pay $500 Costs

Date of Order/Settlement: 2003-12-15 00:00:00

Huebner, Daniel W. 58838

Grinnell IA

Allegation: Dishonest or unethical practices in the securities business.

Resolution: Consent: Revocation of securities agent license; Revocation of insurance producer license and permanently barred from reapplying for insurance producer license in Iowa.

Date of Order/Settlement: 2003-08-19 00:00:00

Thomas, Joyce B. 58862 August 16, 2005 Insurance Producer

Order & Consent to Order

Zimmerman, Jamie A. 58873

West Branch IA

Allegation: Conversion of client funds

Resolution: Consent signed: Revocation of Securities agent license and permanently barred from reapplying effective 1/13/03; Revocation of insurance producer license and permanently barred from reapplying effective 4/25/03

Date of Order/Settlement: 2003-04-25 00:00:00

Flikeid, William E. 58876

Lakeville MN

Allegation: Sale of unregistered securities and/or business opportunities

Resolution: Consent signed: 1 yr probation; repay all commissions and/or finders fees of $5600; sell only approved insurance products.

Date of Order/Settlement: 2003-04-25 00:00:00

Bakken, Harlan T. 58879

Waukon IA

Allegation: Sale of unregistered securities and/or business opportunities

Resolution: Consent signed: 1 yr probation; repay all commissions and/or finders fees of $500; sell only approved insurance products.

Date of Order/Settlement: 2003-05-08 00:00:00

Philadelphia Indemnity Insurance Company 58897

Bala Cynwyd PA

Allegation: Failure to respond to Divisions inquiry

Resolution: Consent signed: Respond to Divisions inquiry; pay $500 Fine; $100 Costs

Date of Order/Settlement: 2003-06-27 00:00:00

Bankers Life and Casualty Company 58899

Chicago IL

Allegation: Advertising Violations

Resolution: Consent signed: Pay $9424 Fine; comply with Iowa advertising laws and regulations.

Date of Order/Settlement: 2003-06-02 00:00:00

Hedges, Dawn M. 58934

Cedar Rapids IA

Allegation: Failure to report criminal action

Resolution: Order Signed: License suspended; $500 Fine; $100 Costs

Date of Order/Settlement: 2001-09-05 00:00:00

Schuster, Mark K. 58938

Muscatine/Bettendorf IA

Allegation: Misappropriation of premiums

Resolution: Consent Signed: License revocation; $1000 Fine; Cooperate; Repay premiums to clients and insurance companies $8926.03

Date of Order/Settlement: 2002-08-02 00:00:00

Madyun, Naim H. 58939

Des Moines IA

Allegation: Failure to satisfy bail bond judgments; took premium but failed to post bond.

Resolution: Affirmed Order: License suspended indefinitely.

Date of Order/Settlement: 2004-01-05 00:00:00

Lincoln Benefit Life Company 58941

Northbrook IL

Allegation: Failure to respond to Division inquiry

Resolution: Consent Signed: Provide a response; $500 Fine; $100 Costs

Date of Order/Settlement: 2001-10-23 00:00:00

Huff Sr., Roland L 58942

Des Moines IA

Allegation: Replacement violations

Resolution: Consent signed: Cease and desist; $500 Costs

Date of Order/Settlement: 2001-06-19 00:00:00

Huff Jr., Roland L. 58942

Des Moines IA

Allegation: Misappropriation; refusal to cooperate; lack of character.

Resolution: Consent signed: License revocation.

Date of Order/Settlement: 2002-03-25 00:00:00

Ayala, Adriane 58944

Savannah GA

Allegation: Failure to report prior disciplinary action

Resolution: Order: License suspended until $400 Fine and $100 Costs paid

Date of Order/Settlement: 2001-11-07 00:00:00

American General Assurance Company 58945

Schaumburg IL

Allegation: Failure to respond to Division inquiry

Resolution: Consent Signed: Provide a response; $500 Fine $100 Costs

Date of Order/Settlement: 2001-11-28 00:00:00

Andersen, Elizabeth J. 58952

Fort Dodge IA

Allegation: Prior disciplinary action

Resolution: Consent Signed: Licensure permanently restricted to Qualification 16 personal lines; work subject to regular review by licensed producer.

Date of Order/Settlement: 2001-11-16 00:00:00

Ross, Michael J. 58953

Hopkinton IA

Allegation: Improper Sales

Resolution: Consent Signed: Permanent license revocation

Date of Order/Settlement: 2001-09-25 00:00:00

Herrera, Sharon S. 58954

West Des Moines IA

Allegation: Unsuitable Sales; Unfair Trade practices

Resolution: Consent Signed: 2 yr. Probation; Cease and Desist from violations;

Date of Order/Settlement: 2001-09-25 00:00:00

Herrera, Richard L. 58955

West Des Moines IA

Allegation: Unsuitable Sales; Unfair trade practices

Resolution: Consent Signed: 2 yr. Probation; Cease and Desist from violations

Date of Order/Settlement: 2001-09-25 00:00:00

Courtney, Mark A. 58956

Guthrie Center IA

Allegation: Improper Sales

Resolution: Consent Signed: Permanent license revocation

Date of Order/Settlement: 2001-09-25 00:00:00

Cooper, Vernon W. 58977

Cedar Rapids IA

Allegation: Issued promissory notes to insurance customers

Resolution: Consent Signed: Voluntary Suspension of license pending resolution of issues surrounding promissory notes to clients

Date of Order/Settlement: 2002-08-01 00:00:00

Mollin, Harold P. 58978

Manhasset NY

Allegation: Failure to report administrative action

Resolution: Order: License revoked

Date of Order/Settlement: 2001-03-20 00:00:00

Spencer, Robert O. 58981

Allegation: Replacement violations; suitability sales

Resolution: Consent signed: 2 yrs probation; $500 Costs; reimburse client surrender charges

Date of Order/Settlement: 2001-02-28 00:00:00

International Marine Water Safety Foundation 58992

Blainville Quebec Canada

Allegation: Unauthorized insurance company

Resolution: Order for Default: Cease and Desist as an unauthorized insurer in Iowa; $50000 Fine

Date of Order/Settlement: 2002-05-01 00:00:00

Gesink Jr., Henry 58993

Sheldon IA

Allegation: Selling unauthorized insurance products

Resolution: Consent Signed: Cease and Desist from selling unauthorized ins. Products; Pay all outstanding health claims after final resolution of US Dept of Labor action against Employers Mutual L.L.C. $45400.

Date of Order/Settlement: 2002-03-14 00:00:00

Rouse, Janie E. 58994

Des Moines IA

Allegation: Appealed denial of licensure

Resolution: Order: Denial of Licensure upheld; may resubmit application on or after 9/30/02 Pay $200 Costs.

Date of Order/Settlement: 2002-07-03 00:00:00

Applegate, William B. 59000

Leon IA

Allegation:

Resolution: Consent signed: Voluntary Suspension of license; Pay $400 Fine; $100 Costs

Date of Order/Settlement: 2002-09-10 00:00:00

Lopez, Wilson Joseph 59001

Bellevue NE

Allegation: Other states action

Resolution: Consent Signed: 1 year Probationary license with life and health qualifications restrictions

Date of Order/Settlement: 2002-10-10 00:00:00

Stephens, Dennis M. 59040

Lake Mills IA

Allegation: Violations of previous order regarding prohibited loan activity

Resolution: Order of Summary Suspension: License suspended immediately; cease and desist from participating in the business of insurance in Iowa; and from soliciting or receiving any further loans from unrelated insurance clients; Pending hearing date 12/18/03

Date of Order/Settlement: 2003-11-20 00:00:00

Ober, Dennis J. 59048

Des Moines IA

Allegation: Sale of unregistered securities and/or business opportunities

Resolution: Consent signed: License probation until 7/1/07; repay all commissions and/or finders fees of $41940; Pay $1000 Costs; sell only approved insurance and securities products.

Date of Order/Settlement: 2004-01-08 00:00:00

Wilkin, Walter W. 59061

Fairbank IA

Allegation: Misrepresenting terms of a proposed insurance contract; forgery and executing insurance transactions without authority; failure to cooperate with Division investigation; twisting; unadmitted replacement.

Resolution: Order: Iowa insurance producer license revoked permanently.

Date of Order/Settlement: 2004-03-22 00:00:00

Revland, Markis K. 59062

Arnolds Park IA

Allegation: Failure to notify Iowa Ins. Division of other states prior actions

Resolution: Order: Iowa Insurance license permanently revoked; Pay $5000 Fine; $500 Costs.

Date of Order/Settlement: 2004-03-11 00:00:00

Lorenzen, Monte 59063

Panora IA

Allegation: Sale of unregistered securities/viatical settlement contracts; unregistered securities agent; fraudulent securities practices; misrepresentation of material facts; unsuitable sales; advertising violations;violation of prior order and consent to order.

Resolution: Consent signed: Cease any offers & all sales of insurance products on 5/1/04; surrender Iowa insurance producer license 5/30/04; permanently barred from reapplying for Iowa insurance license & securities license; cease & desist; Pay $1000 Costs

Date of Order/Settlement: 2004-04-01 00:00:00

IOA Re Inc 59069

Plymouth Meeting PA

Allegation: Failure to have third party administrator bond in force.

Resolution: Consent signed: Certificate of Registration to act as a third-party administrator in Iowa is suspended until another surety bond is obtained and payment of $250 Costs

Date of Order/Settlement: 2004-03-08 00:00:00

Strohmeier, Gretchen A. 59071

Springboro OH

Allegation: Selling annuity insurance policies in Iowa without a license in December 1994 and February 1995.

Resolution: Consent signed: Pay $1100 Fine; Have active nonresident Iowa license before selling in Iowa; Report any administrative action taken within 30 days.

Date of Order/Settlement: 2004-02-05 00:00:00

Murphy, Michael S. 59073

Elizabeth City NC

Allegation: Violations of Iowa uniform Securities Act: Misrepresentations; Omissions

Resolution: Order: Cease and Desist making untrue statements of material facts in the offer or sale of securities; from omitting misleading material facts; assessed $10000 civil penalty.

Date of Order/Settlement: 2004-02-12 00:00:00

UBS Securities LLC 59074

Stamford CT

Allegation: "Investment banking interests" influenced the firms research; published exaggerated or unwarranted research; failed to adequately supervise its research and banking departments.

Resolution: Consent Cease and desist without admitting or denying allegations; Pay $250000 Fine

Date of Order/Settlement: 2004-03-19 00:00:00