Looking for a change in your career or wanting an opportunity to intern? The Iowa Insurance Division is hiring! Current openings include Senior Health Insurance Information Program (SHIIP) & Senior Medicare Patrol (SMP) Program Director and Investment Product Registration Specialist. Apply today!
Are you an Iowa teacher looking to bring the FUN & EXCITEMENT of financial literacy to your classroom? The Iowa Insurance Division is here to help through our wonderful partners at the National Theatre for Children, EVERFI, & Funding the Future!
Many Iowans are concerned about identity theft. One tool to help stop identity theft is placing a security freeze on your credit report. This restricts access to your credit information which scammers use to open accounts in your name.
A security freeze does not affect your credit score or prevent you from getting your free annual credit report. A security freeze will still allow certain entities to have access to your credit information, such as:
Existing creditors or debt collectors acting on their behalf
Government agencies in response to court or administrative orders, subpoenas or search warrants.
On April 10, 2018, Governor Reynolds signed SF 2177 which made changes to Iowa law regarding security freezes, including prohibiting consumer reporting agencies from charging fees for "placing, removing, temporarily suspending, or reinstating a security freeze." The prohibition of fees regarding a security freeze took effect on July 1, 2018.
Ask participating companies to search their records to determine whether they have a life insurance policy or annuity contract in the name of the deceased.
Ask participating companies that have policy information to respond to the requester if the requester is the designated beneficiary or is authorized to receive information.
Insurance is complicated, and people’s insurance needs are very individualized. There are lots of options to choose from, so talking with a licensed insurance agent (also called an “insurance producer”) can be a big help to make sure you, your family and your assets are properly protected.
Be sure to find an insurance agent and company that is currently licensed to do business in Iowa. You do not need to use the same insurance agent for all of your insurance needs although it may be cost beneficial to do so.
Check out the Enforcement Order page to see any formal actions that the Iowa Insurance Division has brought against individuals.