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Iowa Submits Stopgap Measure for Federal Approval

Submitted on Tuesday, August 22, 2017

Des Moines - Iowa Insurance Commissioner Doug Ommen submitted, on behalf of Iowa, a final proposal asking for a waiver under Section 1332 of the Affordable Care Act (ACA) and any necessary emergency regulatory relief.  The Stopgap Measure ensures Iowa’s collapsed individual health insurance market can function in 2018.

“Iowa’s individual health insurance market has collapsed and middle class Iowans are being crushed by skyrocketing premiums – as much as $33,000 for a 55 year old couple making $65,000 a year,” Ommen said.  “We are proposing a better option for Iowa that stabilizes our individual health insurance market and reduces the devastating impact of the ACA on the families who have worked their way into the middle class.”

The Iowa Stopgap Measure has been formally sent for approval to the U.S. Department of Health & Human Services and the U.S. Department of Treasury.

“Without the Iowa Stopgap Measure, over 20,000 middle class farmers, early retirees and self-employed Iowans will likely either go uninsured or leave Iowa,” Ommen said.  “The economic impact on Iowa would be catastrophic for Iowa families and we need the Iowa Stopgap Measure approved to help keep these individuals in our market so it can function.”

The Iowa Insurance Division continues to have multiple carriers in discussions to participate in the Iowa Stopgap Measure and has received assurances that coverage will be available to Iowans in all 99 counties.

“Iowa requests timely approval of this waiver application so we can move forward with implementation in time for open enrollment starting November 1, 2017,” Ommen said.

More information about the Iowa Stopgap Measure can be found at