Monday, July 1, 2013


Six Health Insurers Apply To Offer Health Care Coverage On Iowa Health Insurance Marketplace

Open enrollments scheduled to begin October 1.

DES MOINES, IOWA, July 1, 2013- Iowa’s filing deadline for participation in Iowa’s health insurance marketplace as provided for in the Affordable Care Act closed last night. In all, six companies have elected to apply to offer health plans that must meet the criteria as Qualified Health Plans. Two of the companies, Coventry Health Care of Iowa, Inc. and CoOportunity Health, are expected to offer statewide coverage for individual health care coverage, while CoOportunity Health also applied to offer statewide small group plans. Two insurers applied to offer individual and small employer group plans for smaller regional markets. Those companies are Avera Health Plans and Gunderson Health Plan, Inc.  Two companies; Sanford Health and Health Alliance Midwest, Inc., have applied to offer small group plans only.

In addition, four companies have applied to offer stand-alone dental plans on the marketplace.  Those companies are: The Guardian Life Insurance Company of America, Dentegra Insurance Company, Delta Dental Plan of Iowa and BEST Life and Health Insurance Company.

The result of these entries into the marketplace will mean that two to four health companies, depending on location, may each be offering multiple choices from which most Iowans can choose if they elect to enroll in marketplace-based coverage. Iowans with income levels below four hundred percent of the federal poverty level may be eligible for a tax credit toward the cost of coverage, but only if their enrollment is through the marketplace.

“Now we know,” said Insurance Commissioner Nick Gerhart. “A number of us here at the Division have been in countless meetings, work sessions, conference calls and webinars for years now as we worked diligently to put everything in place so that interested companies could join this marketplace. Now we can get to work on the next phase of processing the applications and getting the results to the federal agencies for their process. We will complete our requirement to deliver our recommendations to the federal agencies by July 31.”

Open enrollment for the marketplace will begin on October 1.  Plan details will be available on or shortly before that date. People will be able to apply using the federal website. Iowans may also use their insurance agent or a navigator, an entity established under the law to assist in the enrollment process.