Find information to help consumers with insurance, securities and investments, or other products the Iowa Insurance Division regulates as well as filing complaints with the Iowa Insurance Division.
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Supervising insurance, securities & other regulated businesses in Iowa to protect consumers while providing businesses with a positive regulatory environment.
Find information and tools for the many different types of individuals working in industries regulated by the Iowa Insurance Division.
Find information and tools for the many different types of businesses the Iowa Insurance Division regulates.
Find press releases, announcements, contested case and legal information, orders and reports issued by the Iowa Insurance Division.
- Notice of Public Hearings for Iowa Stopgap Measure
- Two Rivers returns $1.3 Million to Settle Insurance Investigation
- Health Insurance Rate Increase Hearing Information
- 2018 Rate and Form Filing Timeline for ACA Compliant On and Off Marketplace, SADPs and pre-ACA Non-Compliant Plans
- Life Insurance Policy Locator Service
- SHIIP Helps Iowans Understand Medicare and Supplemental Insurance
Notice of Public Hearings for Iowa Stopgap Measure
Des Moines – Iowa Insurance Commissioner Doug Ommen requests public comments from Iowans regarding the Iowa Stopgap Measure and today said three public hearings will be held regarding the Iowa Stopgap Measure.
The Iowa Insurance Division has submitted the Iowa Stopgap Measure for federal approval by the Centers for Medicare and Medicaid Services (CMS) under the Affordable Care Act (ACA). The Iowa Stopgap Measure is a short-term solution, but Iowa and many other states need a long-term fix from Congress to stabilize the damage done by the ACA.
Under the Iowa Stopgap Measure, Iowans will be able to purchase a standard health benefits plan that will be guaranteed issue, that will protect consumers from annual and lifetime limits, and that will include all of the Essential Health Benefits of the ACA and any additional benefits required by Iowa law. The Iowa Stopgap Measure will utilize a pass-through of Iowa’s share of federal advanced premium tax credits (APTCs) and cost-sharing reductions (CSRs) to provide Iowa consumers with monthly age- and income-based premium credits and to support a reinsurance mechanism for costly medical claims. Consumers will purchase the standard health benefits plan directly from insurance companies participating in the Iowa Stopgap Measure during the open enrollment period beginning November 1, 2017.
Two Rivers returns $1.3 Million to Settle Insurance Investigation
Iowa Insurance Division alleged agent compensation was not fully disclosed to public entities.
The Iowa Insurance Division issued a settlement today with Two Rivers Insurance Company, Inc. (Two Rivers) that will return $1.3 million to 33 public entities in Iowa. The investigation centered on public entities that have been associated with the Iowa Governmental Health Care Plan (IGHCP). Two Rivers denied all wrongdoing in the settlement. The controversy arose from the Iowa Insurance Division’s allegation that, beginning in 2005, Two Rivers used the actual premium amount from the insurance company and then recalculated a “premium,” which also included additional Two Rivers’ compensation and failed to disclose to the IGHCP members the amount of this additional compensation.
Health Insurance Rate Increase Hearing Information
Information provided by the Iowa Insurance Division's Consumer Advocate regarding health insurance rate increases, public comments and public rate hearings can be found here.
2018 Rate and Form Filing Timeline for ACA Compliant On and Off Marketplace, SADPs and pre-ACA Non-Compliant Plans
Life Insurance Policy Locator Service
The National Association of Insurance Commissioners (NAIC) can assist consumers in locating life insurance policies and annuity contracts of a deceased family member or close relationship.
When a request is received, the NAIC will:
- Ask participating companies to search their records to determine whether they have a life insurance policy or annuity contract in the name of the deceased.
- Ask participating companies that have policy information to respond to the requester if the requester is the designated beneficiary or is authorized to receive information.
- For information on how to complete the request form, please see the Frequently Asked Questions.
SHIIP Helps Iowans Understand Medicare and Supplemental Insurance
The Iowa Insurance Division's Senior Health Insurance Information Program (SHIIP) provides information to help you understand Medicare coverage options, so you can make informed choices based upon your health, your budget or both. When you’re ready, our trained counselors can work with you one-on-one. Visit http://therightcalliowa.gov today!
Notice of Public Hearings for Iowa Stopgap Measure
Des Moines – Iowa Insurance Commissioner Doug Ommen requests public comments from Iowans regarding the Iowa Stopgap Measure and today said three public hearings will be held regarding the Iowa Stopgap Measure.
The Iowa Insurance Division has submitted the Iowa Stopgap Measure for federal approval by the Centers for Medicare and Medicaid Services (CMS) under the Affordable Care Act (ACA). The Iowa Stopgap Measure is a short-term solution, but Iowa and many other states need a long-term fix from Congress to stabilize the damage done by the ACA.
Under the Iowa Stopgap Measure, Iowans will be able to purchase a standard health benefits plan that will be guaranteed issue, that will protect consumers from annual and lifetime limits, and that will include all of the Essential Health Benefits of the ACA and any additional benefits required by Iowa law. The Iowa Stopgap Measure will utilize a pass-through of Iowa’s share of federal advanced premium tax credits (APTCs) and cost-sharing reductions (CSRs) to provide Iowa consumers with monthly age- and income-based premium credits and to support a reinsurance mechanism for costly medical claims. Consumers will purchase the standard health benefits plan directly from insurance companies participating in the Iowa Stopgap Measure during the open enrollment period beginning November 1, 2017.
Two Rivers returns $1.3 Million to Settle Insurance Investigation
Iowa Insurance Division alleged agent compensation was not fully disclosed to public entities.
The Iowa Insurance Division issued a settlement today with Two Rivers Insurance Company, Inc. (Two Rivers) that will return $1.3 million to 33 public entities in Iowa. The investigation centered on public entities that have been associated with the Iowa Governmental Health Care Plan (IGHCP). Two Rivers denied all wrongdoing in the settlement. The controversy arose from the Iowa Insurance Division’s allegation that, beginning in 2005, Two Rivers used the actual premium amount from the insurance company and then recalculated a “premium,” which also included additional Two Rivers’ compensation and failed to disclose to the IGHCP members the amount of this additional compensation.
Health Insurance Rate Increase Hearing Information
Information provided by the Iowa Insurance Division's Consumer Advocate regarding health insurance rate increases, public comments and public rate hearings can be found here.
2018 Rate and Form Filing Timeline for ACA Compliant On and Off Marketplace, SADPs and pre-ACA Non-Compliant Plans
Life Insurance Policy Locator Service
The National Association of Insurance Commissioners (NAIC) can assist consumers in locating life insurance policies and annuity contracts of a deceased family member or close relationship.
When a request is received, the NAIC will:
- Ask participating companies to search their records to determine whether they have a life insurance policy or annuity contract in the name of the deceased.
- Ask participating companies that have policy information to respond to the requester if the requester is the designated beneficiary or is authorized to receive information.
- For information on how to complete the request form, please see the Frequently Asked Questions.
SHIIP Helps Iowans Understand Medicare and Supplemental Insurance
The Iowa Insurance Division's Senior Health Insurance Information Program (SHIIP) provides information to help you understand Medicare coverage options, so you can make informed choices based upon your health, your budget or both. When you’re ready, our trained counselors can work with you one-on-one. Visit http://therightcalliowa.gov today!