Find information to help consumers with insurance, securities and investments, or other products the Iowa Insurance Division regulates as well as filing complaints with the Iowa Insurance Division.
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- Windsor Heights Insurance Agent Charged with Insurance Fraud
- Iowa Derecho Claims Top $1.6 Billion
- OnVue to Provide Online Insurance Producer Examinations
- Consumer Connection: Caregivers and Financial Fraud Prevention
- 2021 ACA Health Insurance Open Enrollment Approaches
- New Location for Iowa Insurance Division
Windsor Heights Insurance Agent Charged with Insurance Fraud
Des Moines – Adam Hocking, age 35, of West Des Moines, has been charged with one count each of Insurance Fraud (Class D Felony), Fraudulent Sales Practices – Over $10,000 (Class C Felony), Theft – 2nd degree (Class D Felony), Fraudulent Practices – 2nd Degree (Class D Felony) and Forgery (Aggravated Misdemeanor).
The charges are the result of an investigation by the Iowa Insurance Division’s Fraud Bureau which began in December of 2019. In criminal complaints filed by the Iowa Insurance Division’s Fraud Bureau, it is alleged Hocking created fictitious insurance policies and documents for clients, and accepted payments for the same, when no such policies existed. These actions resulted in Iowa consumers being left uninsured when they attempted to file a claim as a result of a loss.
Iowa Derecho Claims Top $1.6 Billion
Des Moines - Since August 10, 2020, Iowans, insurance companies, agents and contractors have worked together to help Iowa recover from this devastating weather event.
As of November 2, 2020, more than 200,000 claims have been reported. Of those claims, nearly 160,000 claims totaling more than $1.6 billion have been paid already. Insurance companies are holding more than a billion in reserves to be used for the remaining claims.
“The Iowa Insurance Division has been monitoring the insurance industry’s response to the Derecho and the industry’s role in Iowans’ recovery efforts,” Iowa Insurance Commissioner Doug Ommen said.
“As policyholders pursue claims under their insurance contracts, we encourage property owners to continue to work diligently with their insurance company and agent as they obtain the necessary repairs. Adjustments can take time, but we have seen other challenges, including early cold, snow and some shortages of materials and contractors. Delays in replacement of grain bins have garnered attention. Further weather concerns with winter inching closer places concern on whether to wait until spring to make repairs to the roof, siding, etc.
“If a consumer believes the insurance company is providing less than what is promised in their insurance contract, they can file a complaint with us at the Iowa Insurance Division. We will review the contract and claim details.”
OnVue to Provide Online Insurance Producer Examinations
Des Moines - The Iowa Insurance Division today announced that insurance producer examinations will be available in an online format through OnVUE online proctoring by PearsonVUE beginning November 12, 2020.
“This new process will help insurance producers be able to sit for their examinations at their office or at home while still safeguarding the integrity of the examination,” Iowa Insurance Commissioner Doug Ommen said.
Consumer Connection: Caregivers and Financial Fraud Prevention
By Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Division
Con artists target consumers age 60 and older, swindling more than 7 million Americans out of almost $3 billion each year. Those older consumers may have caregivers - a spouse, family member, friend, paid professional or volunteer, official guardian, or conservator. All types of caregivers are critical to the well being of our seniors and can play a proactive role in protecting seniors from fraud by being educated and knowing the warning signs. But be aware that family, friends, and neighbors are the perpetrators of financial fraud 34% of the time, and strangers such as telemarketers or investment promoters may also be the perpetrator.
2021 ACA Health Insurance Open Enrollment Approaches
Des Moines, Iowa – Open enrollment begins November 1, 2020 and ends December 15, 2020 for Iowans purchasing or changing their Affordable Care Act (ACA) individual health coverage to become effective January 1, 2021.
“While the ACA continues to be expensive for many Iowans, rates will come down as a result of new options within the individual market,” Iowa Insurance Commissioner Doug Ommen said. "As the ACA's open enrollment season begins, Iowans considering individual plans should talk with a licensed insurance agent to thoroughly research all coverage options to determine the best plan for themselves and their families.”
Iowans can begin previewing sample premium amounts for individual ACA-compliant health insurance plans at https://data.iowa.gov/Health-Insurance/Sample-2021-Iowa-Individual-Affordable-Care-Act-Pr/tw59-kgrn/data for each of Iowa’s seven rating areas. These premium amounts will become official once posted to healthcare.gov during open enrollment beginning November 1, 2020. The sample premiums are NOT a substitute for healthcare.gov. The sample premiums are based on geographical rating areas and do not account for the premium assistance tax credits available for many households. A premium that you preview may not be available in the county in which you reside. This is for window-shopping only.
New Location for Iowa Insurance Division
The Iowa Insurance Division is moving locations. As of August 21, 2020, the address for the Iowa Insurance Divsion is:
Iowa Insurance Division
1963 Bell Avenue, Suite 100
Des Moines, Iowa 50315
Windsor Heights Insurance Agent Charged with Insurance Fraud
Des Moines – Adam Hocking, age 35, of West Des Moines, has been charged with one count each of Insurance Fraud (Class D Felony), Fraudulent Sales Practices – Over $10,000 (Class C Felony), Theft – 2nd degree (Class D Felony), Fraudulent Practices – 2nd Degree (Class D Felony) and Forgery (Aggravated Misdemeanor).
The charges are the result of an investigation by the Iowa Insurance Division’s Fraud Bureau which began in December of 2019. In criminal complaints filed by the Iowa Insurance Division’s Fraud Bureau, it is alleged Hocking created fictitious insurance policies and documents for clients, and accepted payments for the same, when no such policies existed. These actions resulted in Iowa consumers being left uninsured when they attempted to file a claim as a result of a loss.
Iowa Derecho Claims Top $1.6 Billion
Des Moines - Since August 10, 2020, Iowans, insurance companies, agents and contractors have worked together to help Iowa recover from this devastating weather event.
As of November 2, 2020, more than 200,000 claims have been reported. Of those claims, nearly 160,000 claims totaling more than $1.6 billion have been paid already. Insurance companies are holding more than a billion in reserves to be used for the remaining claims.
“The Iowa Insurance Division has been monitoring the insurance industry’s response to the Derecho and the industry’s role in Iowans’ recovery efforts,” Iowa Insurance Commissioner Doug Ommen said.
“As policyholders pursue claims under their insurance contracts, we encourage property owners to continue to work diligently with their insurance company and agent as they obtain the necessary repairs. Adjustments can take time, but we have seen other challenges, including early cold, snow and some shortages of materials and contractors. Delays in replacement of grain bins have garnered attention. Further weather concerns with winter inching closer places concern on whether to wait until spring to make repairs to the roof, siding, etc.
“If a consumer believes the insurance company is providing less than what is promised in their insurance contract, they can file a complaint with us at the Iowa Insurance Division. We will review the contract and claim details.”
OnVue to Provide Online Insurance Producer Examinations
Des Moines - The Iowa Insurance Division today announced that insurance producer examinations will be available in an online format through OnVUE online proctoring by PearsonVUE beginning November 12, 2020.
“This new process will help insurance producers be able to sit for their examinations at their office or at home while still safeguarding the integrity of the examination,” Iowa Insurance Commissioner Doug Ommen said.
Consumer Connection: Caregivers and Financial Fraud Prevention
By Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Division
Con artists target consumers age 60 and older, swindling more than 7 million Americans out of almost $3 billion each year. Those older consumers may have caregivers - a spouse, family member, friend, paid professional or volunteer, official guardian, or conservator. All types of caregivers are critical to the well being of our seniors and can play a proactive role in protecting seniors from fraud by being educated and knowing the warning signs. But be aware that family, friends, and neighbors are the perpetrators of financial fraud 34% of the time, and strangers such as telemarketers or investment promoters may also be the perpetrator.
2021 ACA Health Insurance Open Enrollment Approaches
Des Moines, Iowa – Open enrollment begins November 1, 2020 and ends December 15, 2020 for Iowans purchasing or changing their Affordable Care Act (ACA) individual health coverage to become effective January 1, 2021.
“While the ACA continues to be expensive for many Iowans, rates will come down as a result of new options within the individual market,” Iowa Insurance Commissioner Doug Ommen said. "As the ACA's open enrollment season begins, Iowans considering individual plans should talk with a licensed insurance agent to thoroughly research all coverage options to determine the best plan for themselves and their families.”
Iowans can begin previewing sample premium amounts for individual ACA-compliant health insurance plans at https://data.iowa.gov/Health-Insurance/Sample-2021-Iowa-Individual-Affordable-Care-Act-Pr/tw59-kgrn/data for each of Iowa’s seven rating areas. These premium amounts will become official once posted to healthcare.gov during open enrollment beginning November 1, 2020. The sample premiums are NOT a substitute for healthcare.gov. The sample premiums are based on geographical rating areas and do not account for the premium assistance tax credits available for many households. A premium that you preview may not be available in the county in which you reside. This is for window-shopping only.
New Location for Iowa Insurance Division
The Iowa Insurance Division is moving locations. As of August 21, 2020, the address for the Iowa Insurance Divsion is:
Iowa Insurance Division
1963 Bell Avenue, Suite 100
Des Moines, Iowa 50315