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Find press releases, announcements, contested case and legal information, orders and reports issued by the Iowa Insurance Division.
- Iowa Insurance Division Response to Medica's Individual Market Decision
- Iowa Seeks Federal Approval of Health Insurance Stopgap Measure
- 2018 Rate and Form Filing Timeline for ACA Compliant On and Off Marketplace, SADPs and pre-ACA Non-Compliant Plans
- Two Rivers returns $1.3 Million to Settle Insurance Investigation
- Administrative Rules Review
- Health Insurance Rate Increase Hearing Information
Iowa Insurance Division Response to Medica's Individual Market Decision
The Iowa Insurance Division has the following statement regarding Medica's individual market decision.
"We appreciate and understand Medica's desire to provide coverage in all of Iowa's 99 counties. That is our goal as well," Iowa Insurance Commissioner Doug Ommen said. "We are concerned that Iowa has hit a point within our market's collapse that a 43% rate increase will drive healthier, younger, and middle aged individuals out of the market. Iowa's individual market remains unsustainable and needs a fix from Congress. Iowa will continue to move forward with the Proposed Stopgap Measure."
Iowa Seeks Federal Approval of Health Insurance Stopgap Measure
Proposed Stopgap Measure Ensures 72,000 Iowans Have Access to Health Insurance in 2018
(Des Moines) –Iowa’s Insurance Division has proposed a Stopgap Measure to the Centers for Medicare & Medicaid Services (CMS) to ensure all Iowans have access to health insurance in 2018. The Affordable Care Act (ACA) has left Iowa’s individual health insurance market without a participating carrier in 2018. Iowans throughout all 99 counties will likely be left without access to purchase health insurance on the individual market. Iowa needs an individual market that works in all of Iowa’s 99 counties. The proposed Stopgap Measure is the only solution in which a health insurance carrier has committed to sell health insurance in every county of Iowa’s individual market. The proposed measure will provide consumers with age- and income-based tax credits and will utilize a reinsurance mechanism for costly medical claims.
"Iowa’s individual health market has collapsed as result of the Affordable Care Act. The proposed Stopgap Measure is the only proposal ensuring that health insurance will be sold to those utilizing Iowa’s individual market in all of Iowa’s 99 counties in 2018. We are hopeful multiple carriers will participate to offer Iowans choices,” Iowa Insurance Commissioner Doug Ommen said. “Iowa needs CMS to approve the Proposed Stopgap Measure quickly. We are optimistic CMS will approve Iowa’s Stopgap Measure, but without CMS approval, 72,000 Iowans will be uninsured.”
2018 Rate and Form Filing Timeline for ACA Compliant On and Off Marketplace, SADPs and pre-ACA Non-Compliant Plans
Two Rivers returns $1.3 Million to Settle Insurance Investigation
Iowa Insurance Division alleged agent compensation was not fully disclosed to public entities.
The Iowa Insurance Division issued a settlement today with Two Rivers Insurance Company, Inc. (Two Rivers) that will return $1.3 million to 33 public entities in Iowa. The investigation centered on public entities that have been associated with the Iowa Governmental Health Care Plan (IGHCP). Two Rivers denied all wrongdoing in the settlement. The controversy arose from the Iowa Insurance Division’s allegation that, beginning in 2005, Two Rivers used the actual premium amount from the insurance company and then recalculated a “premium,” which also included additional Two Rivers’ compensation and failed to disclose to the IGHCP members the amount of this additional compensation.
Administrative Rules Review
The Iowa Insurance Division will soon be completing its 5-year comprehensive and ongoing review of the agency's administrative rules The goal of this review is to identify and eliminate rules that are outdated, redundant, or inconsistent with statutes or the Iowa Insurance Division's own rules. Comments from the public are welcome.
The Iowa Insurance Division's administrative rules can be viewed at https://www.legis.iowa.gov/law/administrativeRules/chapters?agency=191.
Iowa Insurance Division Response to Medica's Individual Market Decision
The Iowa Insurance Division has the following statement regarding Medica's individual market decision.
"We appreciate and understand Medica's desire to provide coverage in all of Iowa's 99 counties. That is our goal as well," Iowa Insurance Commissioner Doug Ommen said. "We are concerned that Iowa has hit a point within our market's collapse that a 43% rate increase will drive healthier, younger, and middle aged individuals out of the market. Iowa's individual market remains unsustainable and needs a fix from Congress. Iowa will continue to move forward with the Proposed Stopgap Measure."
Iowa Seeks Federal Approval of Health Insurance Stopgap Measure
Proposed Stopgap Measure Ensures 72,000 Iowans Have Access to Health Insurance in 2018
(Des Moines) –Iowa’s Insurance Division has proposed a Stopgap Measure to the Centers for Medicare & Medicaid Services (CMS) to ensure all Iowans have access to health insurance in 2018. The Affordable Care Act (ACA) has left Iowa’s individual health insurance market without a participating carrier in 2018. Iowans throughout all 99 counties will likely be left without access to purchase health insurance on the individual market. Iowa needs an individual market that works in all of Iowa’s 99 counties. The proposed Stopgap Measure is the only solution in which a health insurance carrier has committed to sell health insurance in every county of Iowa’s individual market. The proposed measure will provide consumers with age- and income-based tax credits and will utilize a reinsurance mechanism for costly medical claims.
"Iowa’s individual health market has collapsed as result of the Affordable Care Act. The proposed Stopgap Measure is the only proposal ensuring that health insurance will be sold to those utilizing Iowa’s individual market in all of Iowa’s 99 counties in 2018. We are hopeful multiple carriers will participate to offer Iowans choices,” Iowa Insurance Commissioner Doug Ommen said. “Iowa needs CMS to approve the Proposed Stopgap Measure quickly. We are optimistic CMS will approve Iowa’s Stopgap Measure, but without CMS approval, 72,000 Iowans will be uninsured.”
2018 Rate and Form Filing Timeline for ACA Compliant On and Off Marketplace, SADPs and pre-ACA Non-Compliant Plans
Two Rivers returns $1.3 Million to Settle Insurance Investigation
Iowa Insurance Division alleged agent compensation was not fully disclosed to public entities.
The Iowa Insurance Division issued a settlement today with Two Rivers Insurance Company, Inc. (Two Rivers) that will return $1.3 million to 33 public entities in Iowa. The investigation centered on public entities that have been associated with the Iowa Governmental Health Care Plan (IGHCP). Two Rivers denied all wrongdoing in the settlement. The controversy arose from the Iowa Insurance Division’s allegation that, beginning in 2005, Two Rivers used the actual premium amount from the insurance company and then recalculated a “premium,” which also included additional Two Rivers’ compensation and failed to disclose to the IGHCP members the amount of this additional compensation.
Administrative Rules Review
The Iowa Insurance Division will soon be completing its 5-year comprehensive and ongoing review of the agency's administrative rules The goal of this review is to identify and eliminate rules that are outdated, redundant, or inconsistent with statutes or the Iowa Insurance Division's own rules. Comments from the public are welcome.
The Iowa Insurance Division's administrative rules can be viewed at https://www.legis.iowa.gov/law/administrativeRules/chapters?agency=191.