Find information to help consumers with insurance, securities and investments, or other products the Iowa Insurance Division regulates as well as filing complaints with the Iowa Insurance Division.
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- Cedar Rapids Woman Charged with Insurance Fraud and Tampering with Records
- Consumer Connection: September is Life Insurance Awareness Month
- Insurance Contract Deadlines for Derecho Damage
- Financial Literacy Education
- Security Freeze for Credit Reports
- Employment
Cedar Rapids Woman Charged with Insurance Fraud and Tampering with Records
Des Moines, Iowa – Kimberly Joy Lovekin, age 50 of Cedar Rapids, Iowa, has been charged with one count each of Insurance Fraud – Presenting False Information (Class D Felony), Forgery (Aggravated Misdemeanor), Fraudulent Practices – 2nd Degree (Class D Felony), and Tampering with Records (Aggravated Misdemeanor).
The charges are a result of an investigation conducted by the Iowa Insurance Division’s Fraud Bureau which began in July of 2020. In criminal complaints filed by the Iowa Insurance Division’s Fraud Bureau, it is alleged Lovekin submitted falsified and fictitious medical records to her insurer which were purported to be from various medical facilities throughout Linn County. The alleged actions in support of her claims for payment resulted in over $7,000 in monetary insurance benefits to which she would not have otherwise been entitled.
Consumer Connection: September is Life Insurance Awareness Month
By Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Division
September is Life Insurance Awareness Month and there is no better time than the present to secure your family’s financial future. According to the Life Insurance Marketing and Research Association (LIMRA), only 31% of consumers say they are very or extremely knowledgeable about life insurance. Since insurance is complicated, the Iowa Insurance Division has developed the Save4Later website to help Iowans plan, earn, save, and retire by learning the basics of financial literacy and insurance concepts.
Life insurance pays a death benefit when you die to your named beneficiaries. Life insurance can be a safety net to avoid challenging times if a loved one who contributed earnings to a household passes away unexpectedly. You may use the payout to help cover funeral expenses, mortgage payments or rent, daily living expenses, college tuition, outstanding loans, and uncovered medical bills. It may also help preserve generational wealth. You may pick more than one beneficiary with different percentage payouts, or you may even designate a charity or church to receive the benefits. You will also pick a contingent beneficiary just in case the primary beneficiary has passed when the policy is paid out.
Insurance Contract Deadlines for Derecho Damage
Des Moines - As the anniversary nears of the devastating derecho that hit Iowa on August 10, the Iowa Insurance Division continues to hear that work is still underway and there is still more to do. Some Iowans are waiting for work on their homes to be finished while others have suggested that materials shortages and availability of contractors are the hurdles to the completion of repairs.
“As policyholders pursue claims under their insurance contracts, we encourage Iowans to continue to work with their insurance company and agent as they move through the insurance claims process to obtain the necessary repairs. This can take time as both parties work to come to an understanding about what needs to be fixed and how much it is going to cost,” Iowa Insurance Commissioner Doug Ommen said.
Financial Literacy Education
Are you an Iowa teacher looking to bring the FUN & EXCITEMENT of financial literacy to your classroom? The Iowa Insurance Division is here to help through our wonderful partners at the National Theatre for Children, EVERFI, & Funding the Future!
Visit https://iid.iowa.gov/investor-education-financial-literacy to learn more!
Security Freeze for Credit Reports
Many Iowans are concerned about identity theft. One tool to help stop identity theft is placing a security freeze on your credit report. This restricts access to your credit information which scammers use to open accounts in your name.
A security freeze does not affect your credit score or prevent you from getting your free annual credit report. A security freeze will still allow certain entities to have access to your credit information, such as:
- Existing creditors or debt collectors acting on their behalf
- Government agencies in response to court or administrative orders, subpoenas or search warrants.
Employment
Learn more about positions available at the Iowa Insurance Division. We welcome you to apply for the positions below by visiting the State of Iowa employment site and using the search function to find the listing by using the associated Job Code.
Cedar Rapids Woman Charged with Insurance Fraud and Tampering with Records
Des Moines, Iowa – Kimberly Joy Lovekin, age 50 of Cedar Rapids, Iowa, has been charged with one count each of Insurance Fraud – Presenting False Information (Class D Felony), Forgery (Aggravated Misdemeanor), Fraudulent Practices – 2nd Degree (Class D Felony), and Tampering with Records (Aggravated Misdemeanor).
The charges are a result of an investigation conducted by the Iowa Insurance Division’s Fraud Bureau which began in July of 2020. In criminal complaints filed by the Iowa Insurance Division’s Fraud Bureau, it is alleged Lovekin submitted falsified and fictitious medical records to her insurer which were purported to be from various medical facilities throughout Linn County. The alleged actions in support of her claims for payment resulted in over $7,000 in monetary insurance benefits to which she would not have otherwise been entitled.
Consumer Connection: September is Life Insurance Awareness Month
By Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Division
September is Life Insurance Awareness Month and there is no better time than the present to secure your family’s financial future. According to the Life Insurance Marketing and Research Association (LIMRA), only 31% of consumers say they are very or extremely knowledgeable about life insurance. Since insurance is complicated, the Iowa Insurance Division has developed the Save4Later website to help Iowans plan, earn, save, and retire by learning the basics of financial literacy and insurance concepts.
Life insurance pays a death benefit when you die to your named beneficiaries. Life insurance can be a safety net to avoid challenging times if a loved one who contributed earnings to a household passes away unexpectedly. You may use the payout to help cover funeral expenses, mortgage payments or rent, daily living expenses, college tuition, outstanding loans, and uncovered medical bills. It may also help preserve generational wealth. You may pick more than one beneficiary with different percentage payouts, or you may even designate a charity or church to receive the benefits. You will also pick a contingent beneficiary just in case the primary beneficiary has passed when the policy is paid out.
Insurance Contract Deadlines for Derecho Damage
Des Moines - As the anniversary nears of the devastating derecho that hit Iowa on August 10, the Iowa Insurance Division continues to hear that work is still underway and there is still more to do. Some Iowans are waiting for work on their homes to be finished while others have suggested that materials shortages and availability of contractors are the hurdles to the completion of repairs.
“As policyholders pursue claims under their insurance contracts, we encourage Iowans to continue to work with their insurance company and agent as they move through the insurance claims process to obtain the necessary repairs. This can take time as both parties work to come to an understanding about what needs to be fixed and how much it is going to cost,” Iowa Insurance Commissioner Doug Ommen said.
Financial Literacy Education
Are you an Iowa teacher looking to bring the FUN & EXCITEMENT of financial literacy to your classroom? The Iowa Insurance Division is here to help through our wonderful partners at the National Theatre for Children, EVERFI, & Funding the Future!
Visit https://iid.iowa.gov/investor-education-financial-literacy to learn more!
Security Freeze for Credit Reports
Many Iowans are concerned about identity theft. One tool to help stop identity theft is placing a security freeze on your credit report. This restricts access to your credit information which scammers use to open accounts in your name.
A security freeze does not affect your credit score or prevent you from getting your free annual credit report. A security freeze will still allow certain entities to have access to your credit information, such as:
- Existing creditors or debt collectors acting on their behalf
- Government agencies in response to court or administrative orders, subpoenas or search warrants.
Employment
Learn more about positions available at the Iowa Insurance Division. We welcome you to apply for the positions below by visiting the State of Iowa employment site and using the search function to find the listing by using the associated Job Code.