Find information to help consumers with insurance, securities and investments, or other products the Iowa Insurance Division regulates as well as filing complaints with the Iowa Insurance Division.
Find information to help consumers with insurance, securities and investments, or other products the Iowa Insurance Division regulates as well as filing complaints with the Iowa Insurance Division.
Find information and tools for the many different types of individuals working in industries regulated by the Iowa Insurance Division.
Find information and tools for the many different types of businesses the Iowa Insurance Division regulates.
Find press releases, announcements, contested case and legal information, orders and reports issued by the Iowa Insurance Division, and request open records.
By Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Division
Teaching a child good savings habits is essential for any financial foundation as an adult. Despite that, T. Rowe Price’s 11th annual kids and money survey from 2019 found nearly half of parents said they missed opportunities to discuss money and finances with their children. The survey also revealed that a fourth of the parents were very or extremely reluctant to have a financial conversation with their children while the children surveyed were eager to speak about the topic with half stating they wished their parents talked to them more about money.
Talking and teaching about money and finances can start very early - in fact a Cambridge University study found that children’s ideas about money are formed by the time they are 7 years old. So don’t be afraid to play a money focused game or two with children early on - it will help them better understand financial transactions.
Click here to view the 2023 rate and form filing timeline for ACA compliant on and off marketplace, SADPs and pre-ACA non-compliant plans.
By Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Division
Iowa’s recent devastating tornadoes remind us to review our insurance policies to ensure we have proper insurance coverage on our autos, homes and their contents. Damage caused by a tornado, a type of windstorm, is usually a scheduled peril on both auto and homeowners insurance policies and will cover your autos, home and the personal contents inside your home. You may also want replacement cost coverage, or the amount to replace your dwelling and the contents instead of actual cash value, the replacement cost less depreciation at the time of the loss. If you have questions about your coverage, call your licensed insurance agent.
If your home or property has been damaged consult the Post-Disaster Claims Guide, and remember these tips:
Starting in 2022, the No Surprises Act will protect consumers from many types of surprise bills. Click here for information about what the No Surprises Act means for you.
The Centers for Medicare and Medicaid Services also has additional information available at https://www.cms.gov/nosurprises.
Homeowners and renters insurance can help you recover from damage, loss, and liability related to your dwelling. Consumers can download and review the Post-Disaster Claim Guide for information that may assist with understanding their policy, steps to take to prepare for a claim, and what to do in the event of a claim. The guide also has charts for keeping track of claim related items and a home inventory.
Many Iowans are concerned about identity theft. One tool to help stop identity theft is placing a security freeze on your credit report. This restricts access to your credit information which scammers use to open accounts in your name.
A security freeze does not affect your credit score or prevent you from getting your free annual credit report. A security freeze will still allow certain entities to have access to your credit information, such as:
By Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Division
Teaching a child good savings habits is essential for any financial foundation as an adult. Despite that, T. Rowe Price’s 11th annual kids and money survey from 2019 found nearly half of parents said they missed opportunities to discuss money and finances with their children. The survey also revealed that a fourth of the parents were very or extremely reluctant to have a financial conversation with their children while the children surveyed were eager to speak about the topic with half stating they wished their parents talked to them more about money.
Talking and teaching about money and finances can start very early - in fact a Cambridge University study found that children’s ideas about money are formed by the time they are 7 years old. So don’t be afraid to play a money focused game or two with children early on - it will help them better understand financial transactions.
Click here to view the 2023 rate and form filing timeline for ACA compliant on and off marketplace, SADPs and pre-ACA non-compliant plans.
By Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Division
Iowa’s recent devastating tornadoes remind us to review our insurance policies to ensure we have proper insurance coverage on our autos, homes and their contents. Damage caused by a tornado, a type of windstorm, is usually a scheduled peril on both auto and homeowners insurance policies and will cover your autos, home and the personal contents inside your home. You may also want replacement cost coverage, or the amount to replace your dwelling and the contents instead of actual cash value, the replacement cost less depreciation at the time of the loss. If you have questions about your coverage, call your licensed insurance agent.
If your home or property has been damaged consult the Post-Disaster Claims Guide, and remember these tips:
Starting in 2022, the No Surprises Act will protect consumers from many types of surprise bills. Click here for information about what the No Surprises Act means for you.
The Centers for Medicare and Medicaid Services also has additional information available at https://www.cms.gov/nosurprises.
Homeowners and renters insurance can help you recover from damage, loss, and liability related to your dwelling. Consumers can download and review the Post-Disaster Claim Guide for information that may assist with understanding their policy, steps to take to prepare for a claim, and what to do in the event of a claim. The guide also has charts for keeping track of claim related items and a home inventory.
Many Iowans are concerned about identity theft. One tool to help stop identity theft is placing a security freeze on your credit report. This restricts access to your credit information which scammers use to open accounts in your name.
A security freeze does not affect your credit score or prevent you from getting your free annual credit report. A security freeze will still allow certain entities to have access to your credit information, such as: