Iowa Code ยง505.19 requires the Commissioner to hold a public hearing on a proposed individual health insurance rate increase which exceeds the average annual health spending growth rate as published by the Centers for Medicare and Medicaid Services of the United State Department of Health and Human Services.  For 2025 the growth rate is 5.6%.

The Iowa Insurance Commissioner will hold a public hearing regarding the relevant rate increases at 5 p.m. on Aug.8, 2024, 1963 Bell Avenue, Des Moines, Iowa 50315 in the Mississippi conference room. The purpose will be to hear public comments on the proposed increase in the base premium rate. Consumers wishing to make a public comment at the hearing are encouraged to attend the hearing via the live webcast. Information regarding the simultaneous webcast of the public hearing will be available on approximately August 7th at https://iid.iowa.gov/legal-resources/data/health-insurance-rate-increase-data.

You may contact the Consumer Advocate for assistance or to comment on the proposed premium rate (please specify the policy you are commenting on) at:

  • Online at: https://iid.iowa.gov/2025rateincreasepubliccomment
  • By postal mail to: Consumer Advocacy Officer, Iowa Insurance Division, 1963 Bell Avenue, Suite 100, Des Moines, IA 50315
  • By email: consumer.advocate@iid.iowa.gov
  • By phone: 515-654-6647; 877-955-1212 (toll-free)
  • By fax: 515-654-6500

All comments received will be considered public records and will be posted at https://iid.iowa.gov/health-insurance-rate-increase-data. The Consumer Advocacy Office will present the public comments received at the hearing.

No public hearing will be held for small group coverage, however, public comments will be accepted through the links below.