The Iowa Insurance Division is responsible for issuing licenses or authority for many types of regulated individuals dealing with insurance related products.

Certain individuals may be prohibited from working in the business of insurance. See the information below regarding how to obtain a new license or authority.

 

Insurance Producers (Temporarily Unavailable Due to COVID-19)

Individuals interested in becoming either a resident or non-resident insurance producer licensed in the state of Iowa need to apply through the National Insurance Producer Registry (NIPR) online system.  Those wishing to become a resident insurance producer licensed in the state of Iowa must successfully pass the appropriate Iowa producer licensing exam for that specific line of authority.  To register for the examination, please contact Pearson Vue at www.pearsonvue.com or 877-540-5825.  If you successfully pass the Iowa producer licensing exam, your test results will be electronically submitted to the NIPR online system.  Please allow up to three business days for the exam results to transfer to the NIPR online system.  Exam results are valid for 90 days.  Individuals that are interested in obtaining a variable line of authority also need an Iowa securities license or to have passed the Series 6 or 7 and Series 63 or 66 FINRA exams necessary to be approved.

To add additional lines of authority, a resident or non-resident insurance producer licensed in the state of Iowa need to apply through the NIPR online system.  Resident insurance producers wishing to add a line of authority must successfully pass the appropriate Iowa producer licensing exam for that specific line of authority.  To register for the examination, please contact Pearson Vue at www.pearsonvue.com or 877-540-5825.  If you successfully pass the Iowa producer licensing exam, your test results will be electronically submitted to the NIPR online system.  Please allow up to three business days for the exam results to transfer to the NIPR online system.  Exam results are valid for 90 days.  Individuals that are interested in obtaining a variable line of authority also need an Iowa securities license or to have passed the Series 6 or 7 and Series 63 or 66 FINRA exams necessary to be approved.

In many instances, unlicensed personnel assist licensed insurance producers. Both the licensed insurance producer and the unlicensed personnel need to be aware of what unlicensed personnel may or may not do.

Iowa Insurance Division administrative rules regarding the licensure of insurance producers can be found in Iowa Administrative Code chapter 10

Obtaining a Temporary Insurance Producer License

The impact of COVID-19 has resulted in many of Iowa’s insurance producer licensing testing centers being closed, leaving those who want to obtain an insurance producer license unable to do so.  In response, the Iowa Insurance Division has developed a process to issue temporary licenses to those persons undergoing training, but not yet able to take the required insurance licensing examinations.
 
The temporary licenses may be obtained under the authority of the Commissioner’s Order until June 1, 2020 or as amended by Order of the Commissioner.  Temporary licenses will expire on the last day of the third full month following the date of the license issuance.  A temporary license will not be issued as a standard license, but rather issued as a certificate that does not include a National Producer Number.
 
To obtain a temporary producer license, the applicant must have an Iowa licensed resident producer in good standing supervise the business of the individual. The producer sponsoring the applicant must attest to being responsible for all business of the applicant.

Carriers will not be required to make appointments of temporary licensees through the standard appointment filing process. Insurance carriers are allowed to determine the appointment relationship with an individual by receiving a copy of the Iowa temporary license certificate from the licensee. Carriers should keep a copy of the certificate and require an updated license after the expiration of the temporary license to ensure the individual’s continued authorization to engage as an insurance producer.

Please read below for instructions on obtaining a temporary insurance license:

  1. Complete the temporary insurance producer license application that includes the sponsoring producer’s signed attestation. The application must be completed electronically at: https://stateofiowa.seamlessdocs.com/w/lID_Temporary_License_Application/. The application will require you to upload a completed license application form. The form will then be automatically emailed to the sponsoring insurance producer to input their information and signature prior to being submitted to the Iowa Insurance Division.
  2. If you answer “yes” to any question, you must electronically attach the required supporting documentation to the application. The Iowa Insurance Division will complete a background check on all applicants.  If background questions are not answered correctly, the applicant may not be issued a temporary insurance producer license. If the application does not include the supporting documentation the license may not be issued.
  3. Once the application has been reviewed and approved, the Iowa Insurance Division will issue a temporary license certificate to the applicant.  

As described, the temporary producer license will expire after three months.  For a producer to continue to engage as an insurance producer following the expiration of the temporary license, individuals must take and pass the required insurance producer exams, apply for the appropriate license online at https://www.nipr.com, and submit the required application fees.

Although the insurance licensing examination is waived in this procedure, all individuals who wish to obtain a temporary license and engage in the sale of annuity products, indexed products, long-term care or other relevant products must complete all required training prior to the sale of any such products, and all issuing carriers that have appointed a producer must verify appropriate training compliance.  More detail concerning this training is available at: https://iid.iowa.gov/insurance-producer-required-trainings

Questions regarding this process or the form can be directed to Producer Licensing at producer.licensing@iid.iowa.gov or 515-725-0690.

Public Adjusters

Individuals interested in becoming either a resident or non-resident public adjuster licensed in the state of Iowa need to apply through the National Insurance Producer Registry (NIPR) online system.  Individuals wishing to become a resident public adjuster licensed in the state of Iowa must successfully pass the appropriate licensing exam.  To register for the examination, please contact Pearson Vue at www.pearsonvue.com or 877-540-5825.  If you successfully pass the licensing exam, your test results will be electronically submitted to the NIPR online system.  Please allow up to three business days for the exam results to transfer to the NIPR online system.  Exam results are valid for 90 days.  During the application process through the NIPR online system, you will also need to submit evidence or financial responsibility.

Iowa Insurance Division administrative rules regarding the licensure of public adjusters can be found in Iowa Administrative Code chapter 55

 

Navigators

Individuals interested in becoming an licensed Iowa navigator must submit to the Iowa Insurance Division a completed application for Iowa Navigator License, a copy of their Federal Marketplace Certification, proof of successfully passing the Navigator exam though Pearson Vue, and the license fee (check or money order payable to the Iowa Insurance Division). To register for the examination, please contact Pearson Vue at www.pearsonvue.com or 877-540-5825.   All active Iowa navigators must be currently affiliated with a navigator entity holding a current federal navigator grant.

Iowa Insurance Division administrative rules regarding the licensure of navigators can be found in Iowa Administrative Code chapter 85

 

Viatical Settlement Brokers

Individuals may obtain Viatical Settlement Broker authority one of two ways:  

  1. The Viatical Settlement Broker authority may be obtained by a resident or non-resident Iowa licensed insurance producer who has had an active life line of authority in Iowa for at least one year immediately prior to operating as a viatical settlement broker.  The individual must complete the Viatical Settlement Broker License Application and submit it to the Iowa Insurance Division with the required documents and fees.
  2. The Viatical Settlement Broker authority may also be obtained if a producer has taken and passed an examination on viatical settlement contracts.  If the exam is taken in Iowa, it is valid for 90 days.  If the exam is taken in another state, proof of viatical settlement broker licensure in that state must be provided.  The individual must complete the Viatical Settlement Broker License Application and submit it to the Iowa Insurance Division with the required documents and fees.

Iowa Insurance Division administrative rules regarding the licensure of viatical settlement brokers can be found in Iowa Administrative Code chapter 48

Contact Us

If you need assistance, please contact the Iowa Insurance Division.