Annual Reporting:

  • Annual report:  Except for fiscal year filers, a report on the company’s financial condition as of December 31 of the preceding year is due on or before April 1 of each year, verified by oath of two (2) executive officers.
    • Fiscal Year Report:  If approved for fiscal year-end reporting, the annual report is due no later than ninety (90) calendar days after the close of the fiscal year.
  • Actuarial Opinion:  The annual report must include an actuarial opinion from a qualified actuary on the adequacy of required reserves, along with a supporting memorandum detailing the actuary’s support.
  • Audited Financial Report:  An audited financial report, prepared by an independent certified public accountant, is due annually on or before June 1, as a supplement to the annual report.
  • Premium Tax Return:  Premium taxes are due March 1 of each year covering the immediately preceding calendar year.
  • Premium Tax Support:  A report covering the immediately preceding calendar year must be filed prior to April 1 to provide sufficient information to support the premium tax return.

Business Change Reporting:

  • Material changes in information filed with the initial application and the business plan must be filed for prior approval.
  • Loans to a captive company’s affiliates require prior written approval.
  • No person shall offer, exchange securities for, or acquire, any interest in a domestic captive company and no person shall enter into an agreement to merge with or otherwise acquire control of a captive company, without prior written approval.
  • A reinsurer that is an affiliate of a captive risk retention group shall not write third-party business without obtaining prior written approval.
  • A reinsurer shall not use cell arrangements without obtaining prior written approval.
  • An addition of any new protected cell, or the withdrawal of any participant of an existing protected cell shall not become effective without prior written approval.
  • Proposed dividends must be approved by the commissioner.
  • Changes in board members or officers of the captive company shall be immediately reported to the commissioner.
  • Any changes regarding the registered agent to accept service of process shall be filed with the commissioner.   
  • Changes in rates must be filed within 30 days of adoption.
  • Changes of executive officers or directors must be filed, including a biographical affidavit of any new executive officer or director, within 30 days.
  • Non-material changes in information filed with the initial application must be filed within 60 days after the change, but do not require prior approval.
  • Any change in appointment of independent certified public accountants shall be reported within 90 days. 

Annual Calendar Dates for Reporting, Tax Payments, and Fees:

Contact Us

For more information about Captive Insurance in Iowa, please contact our Captive Director, Jeff Wilson at captive@iid.iowa.gov