I respectfully urge the Commission/Board not to approve an increase to my base premium rate for January, as the proposed change would impose a disproportionate financial burden without a corresponding increase in benefits or quality of care. Over the past 6 months, I have maintained consistent coverage and met all policy requirements. I just enrolled in this insurance. An increase already would really hurt. 

As someone of limited means, paying over $875 per month for health insurance is already an immense strain—especially now, with the added expenses and responsibilities of caring for my newborn baby girl. Additional rate hikes, particularly in the current economic climate, risk making essential health care unaffordable and could lead to lapses in coverage for individuals like myself who rely on stable premiums to budget for necessary medical expenses. Maintaining the current rate will help ensure continued access to care without creating undue hardship.

PLEASE, PLEASE, PLEASE RECONSIDER THE INCREASE. THIS SHOULDN'T BE FOR PROFIT. THIS IS AN ESSENTIAL PART OF MY FAMILIES WELL BEING. PLEASE DO THE RIGHT THING. THANK YOU

TJ