A like Foreign company applying for authority to write the same lines of business in this state would be required to have:

  • Surplus over all Liabilities - $5,000,000.
  • Surplus to policyholders including capital stock - $5,000,000.
  • Deposit Requirement - None

No bond is required.

A like Foreign company to be eligible for admission must have been in continuous operation for 3 years. This requirement is by rule. This requirement is waived for wholly owned subsidiaries of licensed companies.

A like Foreign company to be eligible for admission would be required to furnish an examination made by the Foreign Insurance Department within a period of 3 years. This requirement is by rule. This requirement may be waived upon issuance of a parental surplus guarantee.

A like Foreign company would be required to pay fees and other charges as follows:*

  • Total admission fees - ** $100.
    • Filing application - $50.
    • Issuing Certificate of Authority - $50.
  • Desk audit fee - $2000.
  • Total renewal fees - $100.
    • Filing renewal application - $50.
    • Issuing renewal Certificate of Authority - $50.
  • Filing amended Articles of Incorporation - $50.
  • Filing amendment to Charter - $50.
  • Filing Articles of Redomestication - $50.
  • Filing merger agreement - none
  • Filing amended Bylaws - none
  • Issuing amended Certificate of Authority - $25.
  • Filing Consent to Service of Process form - none
  • Service of Process fee - $50.
  • Affixing official seal (certification) - $10.

The premium tax rate in 2023 is 1.0%.  SF 549 was signed into law in 2023 and will lower the premium tax to 0.9% by 2027.

*All fees are subject to retaliation

**Retaliatory fee collected at time of application if greater than Iowa basis